Health insurance options for founders without employer coverage?
Just left my job to go full-time on my startup. What are people using for health insurance? Covered CA vs Stride vs other?
6 comments
Covered California is the way to go if you're self-employed. It's the ACA marketplace — you can get decent coverage for $300-500/month depending on your income. Open enrollment is in November but you can enroll anytime if you've had a qualifying life event (like leaving a job).
What counts as a qualifying life event? I left my job 3 months ago — is that still valid?
Stride is great for comparing options. It's a broker that specialises in freelancers and founders. They'll help you figure out if you qualify for subsidies.
One thing I wish I'd known: dental and vision are separate in the US. Budget an extra $50-100/month for those if you want them.
Also look at One Medical for primary care — $199/year membership and you can usually get a same-day appointment. Worth it even if you have insurance.
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